Gosh everyone, I have been so stressed out and doing things that I never even thought I would be doing, that I have lost track of me! Ny Dad has realised that I can't get anywhere alone, so he has applied for a loan for a trailer, that comes with it's own property, and I will make the mothly payments. I have accomplished this all by myself, doing a mortgage online, getting and paying for the assessor! OMG! $500.00 just for that! And handling the contract and the seller. Not bad for a gal with my disabilities huh? But I must admit to the high volume of stress it has cost me! We don't know when it will come time for closing, as the owner still owes some money on the land...and that adds to my stress, which I have been handling by sleeping! I am sleeping a lot! Just to shut my brain off for awhile, since I am at a stand still. But the news is looking good! I might have a place of my own here soon (PRAY!) AND I get to keep ALL of my babies! I could never give up my pets! I bless each and every one of you for your input and prayers, and kindness to me! I will also do my best to get back here, WHEN I get to move, and get internet lol, and update you all =0)

Thank you Teri =0) I am actually having some troubles finding a company to finance a trailer! There is always a snafu with me lol. Bless you and thank you so very much for your prayers! karly

I must thank all of you for your help and prayers! Bless each and every one of you! =0) HUD rejected me for some reason or another, and I applied for a USDA home loan? OMG! IF I borrowed $5k, I would end up paying them back $12K ! But what I really wanted to say, is that My Dad has found a trailer(single wide) with it's own small plot of land. He is going to see if there is a lender that will finace him (very few will do single wides?) as soon as we get the info we need from the seller. And I will get to keep my animals! =0) I am praying so very very hard for this! I am also praying that the payments are low enough so that I can afford them! I will certainly let y'all know what becomes of this, and if you don't mind me asking? Could you pray for this to happen? I soooo need a break for a change, the past 7 years of my life have been filled with loss, pain, grief and more bad luck than any one person deserves! I sure do appreciate you guys =0) And I thank you so very much! Karly =0)

Hi LA =0) Yes they build houses, but you have to have an annual income of $18,000.00 and you have to live in the county that they build in for at least 1 year, plus you have to put in 300 hours of your time in helping build it. It's a good deal for those that aren't poor as I am!

Hi Elaine, yes I checked habitat for humanity, and you must have an annual income of $18,000.00! Thanks for the try though! =0) I really appreciate it.

Bless you for praying for me! I hope that God hears your voice...and you are surely blessed for praying for otherss as well. Thank you! Karla

I am very anti social, and agoraphobic, and stay in the room that I have been renting for 3 years. I crochet and give the items to needy people, I am creative and artistic, but not been for 7 years. I read a lot. And I am constantly researching for ways to find myself and my animals a home.

I am also a highly sensitive person, smells, sound, etc are sonic amplified for me. I am very spiritual, but have lately lost much of my faith due to a lot of horrible circumstances, but I am trying very hard to get it back. I pray for everyone and everything...I save bugs out of the animals water bowls =0) I love to take nature pictures.

I am also very dis~spirited, sad, lonely and scared

I really don't know what this place does or is, but I am so desperate that I am putting my plea out here. Today I applied for a USDA rural home loan, and the woman walking me through it told me that I will probably be denied because I am too poor. And it will take 6 months to even get a denile.

I have tried everything that I know to do, as you can read in the letter I wrote and have sent to hundreds of people and places. I felt that the USDA loan was my last hope as they are for very low income, which my yearly income is $7.476.00. I feel like I have nothing to lose by posting this here, as I have been rejected so many times that I am numb. I Do pray that someone out here will know what to do? I thank you for reading in advance, as I know it is quite long, but explains it all. Thank you.

This is a plea for help.
I would first like to say that I am willing to sign release forms for people who would need my information. I add this here, as I have just learned that people are scamming even churches, where I also tried to find aid. I am NOT a scammer what so ever! And my records will prove that.
I am a 42 year old, mentally disabled woman who desperately needs a home. I am seeking advice, knowledge, and even prayer.
I would like to tell you my story, in the hopes that it would be of help with the situation that I have been in for over the past 3 years.
I was married in March of 1999, and then ruthlessly kicked out of my marriage and my home 1 year later.
I then moved in with my parents. We learned that my beloved Mother was diagnosed with Glioblastoma Multiforme, stage 4 and stage 5. Brain cancer.
I was her sole care giver, 24/7, sleeping with baby monitors between mine and my parents room, as my Father could not wake up to her needs. The tumors were upon her motor skills area and she could do nothing to help herself, so I did it for her. I slept in the hospital when she had to be admitted, and stayed with her every night. When her time came, 1 1/2 years later, I was with her when she passed.
She was the most loved and cherished person in my life.
After her passing that left me and Dad alone in his trailer...living as best as we could (my Father is 70). Then one day arrived a man giving us a 30 day eviction notice. We lost the trailer. I was frantically packing our belongings while my Father worked...he found himself a place to stay, but I couldn't go with him because I have animals (who are like children to me). He told me to call my estranged husband and told him he could have my Mother's car, and a Morgan shed if he would allow me to rent one of his spare rooms. Mark, who is now my ex husband allowed me and my animals to move in.
Before I moved in I had a nervous breakdown. I was taken to the Boerne Mental Health Clinic, and was diagnosed with the following disorders;
Agoraphobia with panic disorder
social anxiety and anti social
personality disorder
bi~polar with hypo mania
manic depression
ADHD
OCD
dyslexia
chronic insomnia
I feel that I should add that I am geographically challenged, I have no sense of direction and cannot go anywhere if I don't already know exactly where it is and exactly how to get back. I Used to live in Boerne, so I am familiar with it, and having lived in Bandera these past 3 years, I have gotten familiar with it, and I am a little familiar with Comfort, but not by much. This is all in Texas.
I have been put on medications, I receive SSI, and I have medicaid.
Since I have been renting this room form Mark (ex husband), I have not been able to save one red cent because he is always taking it for one reason or another, and I cannot say no because he will kick me out in a heartbeat, and like I mentioned I have animals to protect, specifically 5 dogs, 2 cats and 2 birds. The only thing I own is a 1991 Cadillac in poor condition, that Mark uses instead of his car.
He has recently developed a love interest, and he brings her to his home, and I hide in my room.
He would like to move her and her 2 children in...which means that I am in dire straights.
I have done everything I know to do in seeking a home that can accommodate my animals, my income and myself the entire time that I've been here. I have called many agencies, and they speak of section 8 housing and vouchers, which I don't understand, but they said no animals are allowed, and they say it is in the city. I am very agoraphobic and anti social, and have learned while living here in Bandera, in the country, that I do much better with my disabilities.
I have written to helping hands, and many other's that I cannot remember the names of, and I never receive any communications back from anyone I contact, including HUD.
I have spoken to Clients rights and services, Boerne, Bandera, comfort, and other human services. I have also had contact with Senator Cornyn and Governor Smith. I recently had an interview with Adult Protective Services, and the man said that he sees my situation as hopeless, as rent is high in Texas, and with my income, I probably wouldn't even be able to get electricity, or be able to buy dog food, he then told me that I just have bad luck!
As you can now see, I have tried all of the ones that I know about. Are there other's out there that can help a disabled woman, with animals, who has a fixed and small income to get a home of her own? I am seeking a trailer/home/fixer upper on a small area of land, that I can rent to own.
That is all I am seeking, a home that no one can kick me out of ever again, hopefully a home that can be mine, and in an area that would be beneficial to my disorders, and that I am familiar with, and that will let me keep my animals. Who ARE my children, I have saved each and every one from death and the oldest one has been with me for 14 years, and the youngest 1 year, they are also my sole companions in my life. Which is another reason for my need to be out of the city.
I hope that I explained this well, and that I don't come off looking like a beggar...but I am working with an 8th grade education, on top of my disorders, and the awful stress that I have been living under for so long, and the frustration of not being able to find the help myself, and also not receiving replies when I do find something that I think might help.
I am a very shy and private person, and I am humbling myself once again, in hopes that someone who reads this may know some things that can help me.
I pray that this will be received, acknowledged and responded to, as I am at the end of my rope.
God Bless
karla gray
tattybearfreak@gmail.com